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高中 | 周围的环境题目答案及解析如下,仅供参考!
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Thank you for your interest in becoming a homeowner with Habitat. Habitat is committed to providing qualified households with the opportunity for affordable homeownership. We follow an equal policy of homebuyer selection and are accountable to mortgage (按揭贷款) lending laws. We manage the homeowner selection and approval process at the local level.
Qualified homebuyers must be:
![]() | In need of safe, affordable housing Applicants may be dealing with substandard housing that is poorly built, damaged, or inaccessible due to disabilities. |
![]() | Low-income or moderate-income Household income must not go over 60% of the area average income defined annually by the U.S. Department of Housing and Urban Development. |
![]() | Able and willing to pay an affordable mortgage Habitat ensures that the monthly mortgage payments do not go beyond 30% of the homebuyer’s monthly income. |
![]() | Willing to partner with Habitat Once selected, homebuyers must partner with Habitat throughout the process. This partnership includes performing “sweat equity”, such as conducting construction work on their home or another family’s home, clearing build sites to make way for new construction, writing thank-you cards to local donors and so on. |
The following is an overview of the homeownership process:
Step 1 | Step 2 | Step 3 | Step 4 | Step 5 | Step 6 |
![]() | ![]() | ![]() | ![]() | ![]() | ![]() |
Step 1: ...
Step 2: ...
Step 3: ...
Step 4: ...
Step 5: Homebuyers complete the paperwork for a mortgage, which ends with their signature.
Step 6: Once all of the forms are signed and all of the construction is complete, it’s time to move in and celebrate!
The main purpose of Habitat is to .
apply for bank loans for those in need of home
","build houses with the help of future homeowners
","offer houses to families with low or moderate income
","enable affordable homeownership for specific families
"]细节理解题。根据第一段 “Habitat is committed to providing qualified households with the opportunity for affordable homeownership. (Habitat致力于为符合条件的家庭提供负担得起的房屋所有权的机会。)” 可知,其目的为符合条件的家庭提供经济适用房所有权的机会。故选D。
What can be learned from the passage?
Low-wage workers may have little chance of being selected by Habitat.
","Homebuyers can partner with Habitat by performing construction work.
","Those who want to improve living conditions should become Habitat’s partners.
","That monthly mortgage payment takes 25% of the area average income is acceptable.
"]细节理解题。根据 “Willing to partner with Habitat” 中的 “Once selected, homebuyers must partner with Habitat throughout the process. This partnership includes performing ‘sweat equity’, such as conducting construction work on their home or another family’s home, clearing build sites to make way for new construction, writing thank-you cards to local donors and so on. (一旦被选中,购房者必须在整个过程中和Habitat合作。这种伙伴关系包括执行 ‘血汗权益’,例如在他们的家或另一个家庭的家里进行建筑工作,清理建筑工地为新建筑让路,给当地捐助者写感谢卡等等。)” 可知,购房者可以通过进行建筑工作与Habitat合作。故选B。
What is the correct order of the four missing steps in the process?
①Local Habitat staff and volunteers carefully review each family’s application packet and present their recommendations to the local board of directors.
②There are information sessions where potential homeowners can learn about their homeownership program, ask questions and make connections.
③Habitat staff make a home visit to hear more about a potential future homeowner’s desire to partner with Habitat.
④If a family feels Habitat’s homeownership program is the right fit for them, they apply locally during an open application period.
②④③①.
","②①④③.
","①④③②.
","①②④③.
"]细节理解题。根据图片可知首先应该是有信息发布会,让潜在购房者了解项目,所以② “有信息会议,潜在的房主可以了解他们的房屋所有权计划,提出问题并建立联系。” 应为第一步;根据图片可知如果家庭觉得合适,就在开放申请期申请,所以④ “如果一个家庭觉得Habitat的房屋所有权计划适合他们,他们可以在公开申请期间在当地申请。” 应为第二步;根据图片可知接着Habitat工作人员会家访,所以③ “Habitat的工作人员进行家访,以更多地了解潜在的未来房主与Habitat合作的愿望。” 应是第三步;根据图片可知最后工作人员和志愿者审核申请并提交给董事会,所以① “当地Habitat的工作人员和志愿者仔细审查每个家庭的申请材料,并向当地董事会提交他们的建议。” 应是第四步。故选A。
高中 | 周围的环境题目答案及解析(完整版)